This week was really tough for the cryptocurrency market. Bitcoin and Ethereum had a drop in value. People who invest in Bitcoin and Ethereum are not feeling good about it now. As of February 6 the price of Bitcoin was near $64,000. It had gone down to around $60,000 for a while which is the lowest it has been since late 2024. Bitcoin has gone down a lot this year 27%. It is also down about 45% from its peak, in October 2025 when it was $126,000. The price of Bitcoin is still going down. Bitcoin is not doing well now.
Ethereum followed a path it went down to levels that we have not seen since mid-2025. The price of Ethereum fell to around $1,750 during the week. Then it stopped going down. Stayed near $1,890. This has had an effect on everything. The total value of all cryptocurrency like Ethereum has gone down a lot. It was $4.38 trillion in October. Now it is $2.4 trillion. That means we lost $2 trillion, in value.. A lot of that $1 trillion was lost in just the past month with Ethereum and other cryptocurrency.
The big altcoins went down too. On February 5 XRP fell a lot, than 7 percent and it went below $1.40. Dogecoin also went down to around $0.10. Most big altcoins, like XRP and Dogecoin have now lost a lot of value than 10 percent over the last few weeks.
People who watch the markets think the reason for all the selling is that people are getting worried about taking risks. This is because the stock market is over the place and people think interest rates will go up. Also a lot of people had to sell their crypto assets because they had borrowed money to buy them and could not pay back.
According to Reuters people had to sell than $2.56 billion in crypto assets in early February. Investors are still feeling very bad about Bitcoin and Ethereum. Bitcoin is down 27%. Ethereum is down about 36% so far, in 2026. The signs that show how people are feeling about the market are still saying that people are extremely scared. This means that the market will probably keep going down.
Regulatory Updates
The crypto industry is facing a lot of pressure from governments around the world. In the United States the Securities and Exchange Commission and the Commodity Futures Trading Commission started something called “Project Crypto” on January 30. This project is meant to help figure out how to regulate assets and make things clearer for people in the industry.
At the same time the Senate Agriculture Committee made a big decision on a bill that would change the way crypto markets work. If this bill becomes a law the Commodity Futures Trading Commission would be in charge of crypto markets. There would be clearer rules, for people who buy and sell crypto. The Senate Banking Committee is also looking at a bill. The crypto industry the crypto industry is going to have to deal with these rules and regulations.
Internationally rules are being made fast. The European Union has a rule called MiCA, which is about Markets in Crypto-Assets and it started in December 2024. This rule says that crypto companies that work in the European Union have to sign up by the middle of 2026.
In the United Kingdom they made some rules about cryptoassets in late 2025. These rules say that exchanges, people who issue stablecoins and wallet providers all need to get a license. They have to follow these rules by October 25 2027. The people in charge of rules in the United Kingdom think that stablecoin payments are very important for 2026. Now they are talking about rules, for taking care of stablecoins and issuing them.
In Asia China is still not changing its mind about cryptocurrencies but it is moving fast to develop its own central bank digital currency. The people in charge said that the digital yuan, also known as the e-CNY will start earning interest on January 1 2026. This means the digital yuan will be like a deposit that people can put their money into. At the time the People’s Bank of China is still saying no to any private crypto and stablecoin activity that is not allowed which means private digital assets will still have a hard time. China is doing this to make sure the digital yuan is the digital currency, in the country.
Technology & Industry Developments
The market is not doing great. People are still coming up with new ideas for blockchain and decentralized finance. More big companies are starting to use DeFi. For example Ripple just announced that its special platform for traders now works with Hyperliquid. Hyperliquid is a decentralized derivatives protocol that works fast. This means big traders can now use futures that’re on the blockchain and they can do this while also managing risk with traditional financial assets like stocks and bonds. This is a deal for blockchain and decentralized finance and it shows that these technologies are becoming more important, for big traders and companies that use Ripple and Hyperliquid.
The way that stablecoins work is changing. Circle is working with Polymarket to use the USDC instead of the bridged version. This makes things more clear and reliable because the token is backed by money and follows the rules. This is part of a change where stablecoins are being used as the main way to settle things in special markets on the blockchain. Stablecoins, like USDC are becoming a part of how these markets work.
The tokenization of real-world assets is another area that is growing fast. People who study this stuff say that things like commodities, real estate and bonds are being moved to the blockchain more and more. They think that the total value of these real-world assets will be than $50 billion by the end of 2026. At the time the DeFi sector is getting better and safer. It is putting in place rules and safeguards that institutions like. Some people think that the total value of DeFi could be around $100 billion in 2026. This is because of things like securities and better products that give people a good return on their investment on the blockchain. The tokenization of real-world assets and the growth of DeFi are really important, for the future. Crypto ETFs are really popular the ones that deal with Bitcoin and Ethereum that were approved in 2024. These Bitcoin and Ethereum ETFs are getting a lot of money from institutions, which is helping to bring crypto and regular finance closer together. Crypto is becoming a part of traditional finance because of these Bitcoin and Ethereum ETFs.
Dollar-Cost Averaging (DCA) Insights
The Dollar-cost averaging strategy is a way to invest money. You put in a fixed amount of money at times no matter what is happening in the market. You do not try to figure out when the market’s, at its lowest point. Instead you buy investments at different times when the market is going up and when it is going down. This helps to reduce the risk of losses and makes you less likely to make bad decisions based on your emotions. The crypto market can be very unpredictable so this approach can be very helpful.. You should know that Dollar-cost averaging does not get rid of all risk and it does not mean you will make money for sure. Dollar-cost averaging is still a risk. It can be a good way to invest in the crypto market.
Key DCA Guidelines for Crypto Investors:
When you are investing you should focus on quality assets. You should use Dollar Cost Averaging or DCA for short when you put money into projects that have basics and a good chance of doing well over a long time, like Bitcoin or Ethereum. Do not use DCA for tokens that people are just speculating about in the term. Invest in Bitcoin or Ethereum because they have fundamentals and a good chance of doing well over a long time.
To make purchases it is a good idea to set up a system where you buy things on a regular schedule. You can do this every week or every month. This helps you stay on track and makes sure you do not make buying decisions based on how you feel at the moment. Automate purchases, like these to help you stay disciplined when you are buying things. Automate purchases so you can remove the part of buying things and make smarter choices.
Be smart with your money. Only use the money you can afford to lose when you invest. A lot of people think it is a good idea to keep the amount of money you put into crypto very small, like less, than 10 percent of all your savings. They also think you should not use the money you saved for emergencies to buy crypto. This way you can invest in crypto without putting all your money at risk.
To be successful you need to keep doing what you are doing. This means you should continue to put money into the market when it is going up and when it is going down. If you keep buying when the market is down the money you spend on average will be less over time. This is a thing for your investments, like the stock market. So just keep investing in the market no matter what the market is doing.
Watch fees and security: Choose platforms with low recurring buy fees and prioritize secure custody solutions, including self-custody when appropriate.

Final Takeaway
Dollar-cost averaging is about being consistent and patient. It helps investors stay calm and not worry about when to buy or sell. Dollar cost averaging lets people keep buying assets even when things are not going well. If the market keeps going people who use dollar-cost averaging might lose more money.. If the market starts doing well again people who use dollar-cost averaging and believe in the future of crypto could do very well. Dollar-cost averaging is really good for people who think crypto is going to be important, in thehttps://cryptodaily.meeqam.com/
